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Goheen |
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Electronic validation and transactional point of sale tool. SECURXX transaction card.
Abstract
A method and system of using a Customer-activated, Customer-controlled, Customer-driven account management tool that provides the Customer with control over their information and account transactions offering Customers account-integration conveniences as well as Identity Theft prevention measures, acting as a financial management tool.
A comprehensive database that is accessible via the Internet that receives, retains, and serves Consumer-entered data for the purposes of transaction processing and Consumer ID verification. All functionalities of the said database shall be intuitively navigational by an average-minded Consumer, such that all data is easily entered, editable, accessed, deleteable, and displayed for the purposes of Consumer-friendly, Consumer-controlled information management.
The said database shall have connectivity to all transaction processing centres worldwide through existing IT pathways, and such connectivity shall have all the requisite security components necessary to ensure a secure environment for Consumer information retained in the said database. Every technology that is available, such as encryption and firewall methodologies shall be fully employed to the extent possible, and updated as these technologies are further developed in the marketplace.
At such time as the database is operable, Consumers shall be able to visit the SECURXX web site and register their information, receive a SECURXX Access Card via courier, and utilise the SECURXX Access Card at any point-of-sale where electronic transaction processing is offered. All Security Gates that the Consumer initiates shall be fully operable, governing all transactions that are executed via the Consumer’s SECURXX Access Card.
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Inventors: |
Goheen; Joel R. |
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Assignee: |
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Previous Application Numbers |
Filing Date |
Patent Number |
Issue Date<TD< TD> |
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342658 |
Nov., 1994 |
5724520 |
Mar., 1998<TD< TD> |
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074072 |
Jun., 1993 |
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<TD< TD> |
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